Know the day. Not just the month.
Markdown projects every account, bill, and paycheck forward, day by day. See the Tuesday you'd run short three weeks before it happens — and fix it while it's still cheap to fix.
Day-by-day cash projection for households and small businesses. Free to start. No bank connection required.
Project, don't react.
Most apps report where your money went. markdown.money shows you where it's going — every bill, charge, and account projected onto one trajectory you can adjust before it happens.
Simulate
Thinking about a move — a trip, a new apartment, a big purchase? Drop it into the forecast and see the impact on your trajectory before you commit. Reports gives you a monthly income statement for any month — including ones that haven't happened yet, built from your plan.
Oversee
Every recurring charge lives on one timeline — including the ones you didn't know you had. Cleared bills check themselves off, imports get plain-name renames, and the striped rows show exactly what's still ahead.
Grow
Set wealth goals backed by real account balances — no fake envelopes, no double-counting — and keep debt in the same frame as cash.
Precision tools for real life.
- Sync your bank — Connect once through SimpleFIN and pull fresh transactions any time. Your credentials never touch our servers.
- Import any statement — CSV, PDF, even a photo of a paper statement. Transactions are read, de-duplicated, and matched automatically.
- Bills that plan themselves — Recurring bills project into the future and check themselves off when a matching transaction arrives.
- Money in, modeled — Regular, variable, or one-time money in lands in the plan on its real schedule, exactly like it does in life.
- Plan together — Invite a partner into a shared budget, or keep separate spaces for a business, a rental, and personal operations.
Set it up once. Keep your momentum.
- Map it out — Add your accounts and upcoming bills.
- Keep it honest — Import statements or sync automatically.
- Watch it project — The future updates instantly with every change.
Replace guesswork with a running projection of every account. Currently invite-only. Sign in.